Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative Example: Amount of credit: £1,000 for 12 months at £163.94 per month. Total repayment of £1,967.19. Interest: £967.19. Interest rate: 150% pa (fixed). 311.3% APR Representative.

UK Loans

Loans in the UK can be used for a range of purposes and range in both size and shape. For consumers (rather than businesses), UK loans are often used for medical bills, child care, moving/relocation, automobile repair, home improvement, unexpected bills and debt consolidation.

Of course, each person looking for a loan in the UK has their own individual reason for needing one, and the key for each of them is finding the best fit for their individual needs. The best fit is generally considered to be the loan that strikes the right balance between getting the amount you need and being able to afford the repayments. Read on to learn more about what On Stride Financial offers and how our loans can be used.

What Does On Stride Financial Offer?

On Stride Financial offers instalment loans of £150 – £5,000, repayable over a period of six months to three years. Our application is fast and simple, and it lets you apply for a loan from the comfort of your own home (or anywhere with an internet connection) at any time! If approved, money is sent to your bank account the same day as approval.

What Is Required to Apply With On Stride Financial?

To be considered for a loan with On Stride Financial, you must meet the following minimum requirements:

  • Be at least 18 years old
  • Be a resident of the UK
  • Be employed and receive a regular paycheque
  • Have a valid UK bank account with an active debit card

Can an On Stride Financial Instalment Loan Be Used as an Alternative to Peer-to-Peer Lending?

As peer-to-peer lending has become widespread in the UK over the past few years, more people are considering that type of lending for their borrowing needs. Peer-to-peer loans can offer customers the funding amount they are looking for without the higher interest rates that are offered by traditional lenders. But not everyone is eligible for a peer-to-peer loan, and additionally many like the ease and convenience of working with a direct lender.

On Stride Financial is a direct lender that can be used as an alternative to peer-to-peer lending. As a direct lender that is also considered to be an alternative form of funding, On Stride Financial can consider consumers with less-than-perfect credit for instalment loans.

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