For the purposes of the Data Protection Act 1998, the data controller is EuroNetCash, LLC.
You are free to browse the Website without providing any personal data (although, please see the "Cookies" section below). Our primary goal in collecting Personal Data is to provide you with an accurate, customised loan transaction. The information we collect about our customers helps us personalise and continually improve our customers' experience at our Website and their experience of services provided by us and our affiliates. We collect the following types of information:
We use your Personal Data to process your loan transaction such as by verifying your identity and credit standing to enable us to consider and process your application, to assess your credit history and confirm your employment details, enhance your experience of our Website and of our services, and (as described in the next section below) to transmit marketing communications. We may also use your Personal Data for such purposes as processing payments, updating and maintaining our records, of your dealings and relationship with us, conducting statistical analysis and for editorial or feedback purposes for our advertisers.
We may store and use your Personal Data for our own business or operational purposes, for example to ensure that we do not collect inaccurate or duplicate information about you. We may also process your Personal Data for the purposes of complying with legal obligations.
When you provide your Personal Data to us, you are consenting to sharing it with our agents and other parties as further described herein:
Credit Reference Agencies: We will search credit reference agencies (CRAs) who will provide us with publicly held data. When the CRAs receive searches from us they will place a quotation search footprint on your credit report, whether or not you decide to apply for the product. This search will not affect your ability to gain credit. The information which we provide to the CRAs may be supplied by them to other organisations and used by those organisations for the purposes of checking identity, preventing fraud, tracing and collection of debt. The CRA may also use the data to undertake statistical analysis. If you choose to apply for a product, we will undertake a credit check and provide you with the terms and conditions for that product.
Once you choose to apply for a product, we use credit reference agencies (CRAs) to assess your application for credit and verify your identity to prevent crime and money laundering. We may also make periodic searches at CRA’s in order to refresh our records and manage your account with us. Information on applications will be sent to CRAs and will be recorded by them. When CRAs receive a search from us they will place a search footprint on your credit file that may be seen by other lenders. They supply to us both public (including the electoral register) and shared credit and fraud prevention information. When you borrow from us, we will give details of your account(s) and how you manage it/them to CRAs. If you borrow and do not repay in full and on time, CRA’s will record the outstanding debt. This information may be supplied to other organisations by CRAs to perform similar checks and to trace your whereabouts and recover debts that you owe. Records remain on file for 6 years after they are closed, whether settled by you or defaulted. You can contact the CRAs currently operating in the UK; the information they hold may not be the same so it is worth contacting them all. They will charge you a small statutory fee for the provision of information.
Subject to certain exceptions, you have the right of access to your personal records and information that we hold about you, upon written request and payment of a charge of up to £10. You will need to make a separate request and pay a separate fee for each company within our group of affiliated companies whose records you wish to access.Close
By submitting Personal Data on our Website, you understand and agree that we may use your Personal Data, including the phone number, email address, or postal address you provide to us to contact you by post, telephone, email or SMS (Short Message Service) i.e., text message to assist you with your loan or to discuss other products and services that we may provide. If you have opted-in to receive marketing communications via our application, we will allow you to opt-out of the use of your Personal Data for marketing purposes by us at any time by one of the following methods:
If you opt-out of our use of your Personal Data for marketing purposes, we will honour such choice once we have had a reasonable opportunity to process your request. We reserve the right to take reasonable steps to authenticate your identity with respect to any such request or other inquiry. We will only transfer your Personal Data to 3 rd parties for marketing purposes with your express opt-in consent to do so.Close
We receive and store certain types of information whenever you interact with our Website. For example, like many websites, we use "cookies" to obtain certain types of information when your Web browser accesses our Website and when you login, such as: your name and your email address. Cookies are pieces of information that are transferred to your computer's hard drive via your Web browser. They allow us to provide you with a more convenient and personalised experience by recording information about your preferences.
A web browser is usually set to accept cookies automatically but can be changed to decline them. The Help section of the toolbar on most browsers will tell you how to prevent your browser from accepting new cookies, how to have the browser notify you when you receive a new cookie or how to disable cookies altogether. In most cases, a visitor may refuse a cookie and still fully navigate our Website.
We do not store passwords or any other information about a visitor in a cookie that could identify them, their location, their preferences or their financial activity.
We use aggregated customer information to help us understand how our website is performing commercially and what we can do to improve performance. We may provide this information to other companies, such as third party advertisers. This information does NOT include any personal details that can be used to identify individuals.
If you do not want to receive cookies from us, please follow the procedures below. These procedures do not apply to cookies sent by our business partners.
If you're using Internet Explorer 6.0 or 7.0:
If you're using Mozilla Firefox:
If you're using Opera 8+:
If you're using Safari:
If you're using Google Chrome:
If you're using Internet Explorer:
If you're using Mozilla Firefox:
If you're using Opera 8+:
If you're using Safari:
We maintain reasonable measures to protect the security and confidentiality of your Personal Data, and strive to keep it accurate, and only for as long as is necessary. Some of the specific security measures we maintain include:
We believe that you should have the ability to review and update your account Personal Data. We give you access to Personal Data about your account and your interactions with us for the purpose of viewing and updating that Personal Data. Account Personal Data can be accessed and updated by you at your password-protected access portal at www.onstride.co.uk
For information about your rights to access other Personal Data that we hold, please contact us at the address or phone number below.Close
We do not seek or knowingly collect any Personal Data about children under 18 years of age.Close
If you have any concern about privacy or have any questions or comments, please send them to:
Authorised and regulated by the Financial Conduct Authority, firm registration number 715198. Authorisation can be checked on the Financial Service Register at www.fca.org.uk. We are registered with the Information Commissioner in compliance with the Data Protection Act 1998. Our registration number is ZA035414.Close