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Peer to Peer Lending

Read about how alternative borrowing options like peer to peer lending or On Stride Financial's instalment loans can help customers get access to the funds they need to take charge of their finances.

How much do you want to borrow?

On Stride Financial offers repayment terms of 1 – 5 years, depending on loan amount.
Actual loan amount, APR and term may vary based on actual application details.

What Is Peer to Peer Lending?

Peer to peer lending is an alternative to many traditional types of loans, such as those from high street banks. With a peer to peer loan, borrowers may not get their money from large financial institutions. Rather, their loans may be funded by private individuals who invest in the loans to make a profit. These loans are usually facilitated by companies whose websites match lenders and borrowers, provide credit-modelling services, and service the actual loans.

On Stride Financial is rated 4.8 out of 5 by Reviews.co.uk based on 1,252 reviews

Why Do People Choose Peer to Peer Lending in the UK?

Because they are applied for online and are financed by individuals rather than banks, peer to peer loans can often cut out some overhead and offer more competitive terms to consumers than they could get at high street banks. They also might be able to offer loans to customers with less-than-perfect credit.

Nevertheless, a low credit score might still preclude you from getting a peer to peer loan. Customers applying for peer to peer loans must also wait while other individuals finance their loans

Apply for the Funds You Need with On Stride Financial

At On Stride Financial we are not a peer to peer lender, but we are a direct lender with an online application. We know that hardworking people can have trouble getting access to the funds they need, whether through credit or loans. Many people who need funds also don’t have time to go through the lengthy process of applying for a bank loan.

With On Stride Financial, you can apply at your convenience through our online application. And we consider every application, even from individuals with less-than-perfect credit. If you are approved, you could borrow over 1 - 5 years depending on the amount borrowed up to £10,000 to help you take control of your future.

If you'd like to learn more about On Stride Financial's online loans, head to our FAQ page for answers to many common questions. You can also contact us via email or over the phone. Our customer support representatives are available from 8 a.m. – 8 p.m., Monday – Friday.

The information in this article is provided for education and informational purposes only, without any express or implied warranty of any kind, including warranties of accuracy, completeness or fitness for any particular purpose. The information in this article is not intended to be and does not constitute financial or any other advice. The information in this article is general in nature and is not specific to you the user or anyone else.