Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative Example: Amount of credit: £1,000 for 12 months at £163.94 per month. Total repayment of £1,967.19. Interest: £967.19. Interest rate: 150% pa (fixed). 311.3% APR Representative.

Learn More about Home Repair and Home Improvement Loans

At On Stride Financial, we understand how difficult home repairs and improvement projects can be. It's hard to know the total cost of a project up front, and sometimes impossible to tell how long it will take.

Home improvement projects can be stressful, sometimes even after planning everything out something unexpected can happen, and you need a little extra money to keep the work going.

If you're looking for a home improvement loan, you may want to consider On Stride's personal loans to help you pay for your project.

About Our Loans for Home Improvement

While repairs are done out of necessity, home improvement projects can be based in inspiration. Maybe you are putting up a beautiful fence, building a new deck in the backyard, or working on some landscaping. No matter the project, the nice thing about home improvement is you have time to think through each step of the way. So before you start your project, ask yourself a few questions:

  • How much do you need to borrow and how long will the project take to complete?
  • What kind of repayment options fit your budget?
  • Does a one-time loan get the job done, or do you need ongoing access to credit?
  • Can you complete the project yourself, or will you be hiring a contractor?

Once you've answered those questions, you may want to consider whether there's any part of the project you can cut back on. What is most important for you to complete? How much can you contribute to the project? Are you sure you need a loan?

From there, you can take action toward applying for a loan if it is necessary for your home improvement project.

If you'd like to learn more about personal loans from On Stride Financial, please check out our Personal Loans page.

Home Repair Loans - Apply at On Stride Financial

Home repairs can be a necessary expense that oftentimes you don't see popping up. They are unwelcome and can significantly impact your quality of life. In such instances, the need for a repair may not be able to wait. Keeping your home safe and well maintained is critical to keeping yourself the same way too.

Whether it’s an urgent need — such as a roofing repair, furnace or pipe repair, or replacing windows — or a less urgent need — such as upgrading insulation or installing new flooring — our personal loans can provide the funds you need for your home repair.

The urgency of the loans will go a long way in deciding what route to take in obtaining funds for your project. If it's the dead of winter and you need to fix your heater, then a same-day loan might be necessary.

If you're looking for a loan, there are generally two types: secured or unsecured. On Stride Financial offers the latter version. For more information, please check out our Unsecured Loans page.

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