Cheap Loans

It makes sense that when people need a loan, they'd like to pay as little as they can in fees and interest. Shopping around for the best offer is commonplace. But of course, cheap only means that it's less expensive than others, and not everyone is eligible for the loans that cost the least to repay. So what matters the most is that you are getting a loan that is a good fit for your financial situation.

What Does On Stride Financial Offer?

On Stride Financial offers online personal instalment loans of £1,000 – £3,000 repayable over one or two years. You can apply online in minutes without affecting your credit score, and, if approved, receive your money the same day as approval!

On Stride Financial strives to make the borrowing process as straightforward and transparent as possible, so there are no late fees or hidden fees, and you can customise your loan amount and term length and clearly assess the cost of the loan before accepting a contract offer. You can even get a good idea of what to expect by using the calculator on our Rates & Terms page.

Are On Stride Financial's Loans Cheap?

While our representative APR is not necessarily “cheap” compared to a loan from a bank, it can be a good rate for people who have a hard time getting approved for bank loans or other forms of funding.

In many instances, an instalment loan from On Stride Financial can be used to avoid costlier situations. For example, if you were about to incur a bank overdraft fee, an instalment loan could be used to cover your financial shortfall before your account over-drafted. Or if your car broke down and you urgently needed to have it repaired so you can get to work, taking out a loan with On Stride Financial could help to cover that car repair, maintaining your source of income.

Additionally, being “cheap” can often come with a cost to the quality of the service you receive. On Stride Financial's top-notch customer suppor team is available seven days a week and is dedicated to making sure our customers receive the best support in the industry. Our website also works to answer questions and make the funding process as easy as possible.

What Do I Need to Apply for a Loan From On Stride Financial?

You must meet the following requirements to be considered for a loan from On Stride Financial:

  • Be at least 18 years old
  • Be a resident of the UK
  • Be employed and receiving a regular paycheque
  • Have a valid UK bank account with an active debit card

If you meet these requirements and are in need of a loan, go ahead and apply with On Stride Financial today!