Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative Example: Amount of credit: £1,000 for 12 months at £163.94 per month. Total repayment of £1,967.19. Interest: £967.19. Interest rate: 150% pa (fixed). 311.3% APR Representative.
At On Stride Financial, we understand it may be difficult to find personal finance from a traditional source.
That's why we provide personal loans with customisable options that allow our customers to tailor their loan to fit their needs.
So if you're looking for 6 month to 3 year finance to help with purchasing or repairing a car, apply for a loan with On Stride Financial today!
Personal loans from On Stride Financial are used for a variety of reasons. One of the ways they are used is to finance automobile purchases.
Our personal loans can help provide you with the funding you need to obtain your car.
The first step in purchasing this car is figuring out how much you can afford to spend. Set a reasonable price range and consider how much you can afford for car payments, petrol, insurance and maintenance.
For most people, buying a used car is a better choice than buying a new car. The car's first owner will have taken on the biggest amount of the vehicle's depreciation (decrease in value), leaving you with the best value upon purchase. In addition to buying at a lower price and having less depreciation, you'll also be able to pay less for insurance.
Before you buy, you should examine the car using an inspection checklist. Look for these checklists in magazines, books and websites that are specific to used cars. Be sure to test-drive the car under varied road conditions (hills, highways, stop-and-go traffic, etc.). Ask for the maintenance record from the owner, dealer or shop. You may even consider hiring a mechanic to inspect the car.
Once you've determined that a car is worth purchasing, you'll want to decide what kind of loan is best to finance your purchase. There are many loan providers, and it's important to compare rates and terms between them. Select the one that best suits your needs, to read more about what we offer visit our Resources page, or contact us for more information!
Auto repairs are a necessary expense that we oftentimes don't see popping up — and there is no such thing as a convenient time for car trouble. We rely on vehicles to get us through our everyday lives. They get us to work, to our families and to our food sources, and as such are an almost critical component to our livelihoods. Not having a functioning automobile is simply not an option for some people.
At On Stride Financial, we consider lending to people in many different types of situations, and offer unsecured loans with no guarantor necessary, so you don’t have to offer assets as collateral or rely on a co-signer to receive your funds.
We understand that having to deal with car repairs is a stressful situation, so we make the borrowing process as simple and straightforward as possible.
Of course, you'll want to do some research into different loan products before applying. Our Resources page can help you determine if a loan from On Stride Financial is right for you. And if you have any questions, please don't hesitate to contact us for more information!
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