Should You Rent or Buy a Home?

Pros and Cons of Buying a House vs. Renting

Moving is one of life’s most stressful events, from searching for a place that suits your lifestyle and your budget, to the exhausting act of physically hauling all your belongings and starting over somewhere new. But that doesn’t really include the planning stages or the tough decision of whether to […]

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finance lessons you should have learned in school

Financial Life Skills We Wish We Knew Earlier

When was the last time you used the Dewey Decimal System to find a great new novel? Or the last time you referenced an element’s atomic number on the periodic table? Even though money management is a huge part of life, it seems like you’re on your own to learn […]

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How to Avoid Overdrafts

Are Bank Overdrafts Really Worth It? 

A bank overdraft is one method of paying bills if you don’t have enough money to cover expenses in your account, but it may not be the lowest cost to you. Usually, bank overdrafts are repaid in less time than other types of credit, like a personal loan.   Sometimes, […]

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How to Make Your Spending Freeze a Success

6 Effective Ways to Institute a Spending Freeze

The average United Kingdom household spent over £570 per week in the 2018 financial year.1 While this statistic doesn’t take earnings or household size into account, it’s interesting to consider where your family measures up to that number.   Spending money can give you a rush, but the added space […]

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budget worksheet

How to Create a Budget Worksheet in Excel

There are hundreds of budget trackers available for free across the web, but sometimes your lifestyle or spending habits don’t quite match those templates. Want a way to track your budget that’s more personalised to you? You can build your own in Excel! Not sure where to start? Use our step-by-step guide to create your own budget based on your needs and start working towards your financial goals.

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spending detox

25 No-Spend Weekend Activities

Sometimes after a big party or a weekend of travel, diets spiral out of control and our bodies crave some time to recover. Whether it be a juice cleanse or a diet detox of healthy meals, sometimes we just need to reset. The same thing can happen with our spending […]

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think twice before buying these items

6 Things That Aren’t Worth the Money

Saving money is a habit we should all embrace. Obviously that means not wasting your hard-earned pounds on things that don’t provide or maintain much value. These kind of wage wasters are everywhere. Use this list to help you keep an eye out for things to avoid! 1. Bottled Water […]

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Saving tips older generation

The Best Savings Tips From the Older Generation

Sticking to a budget has always been a challenge for generations before us, but one might argue that it’s tougher now than ever. With constant access to online shopping, one-click app purchases and quick debit card swipes, technology has made it all too easy to splurge and derail your budget. […]

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