While there are loads of budgeting templates online, they don’t always fit our lifestyle, or they may not be easy to update when major changes occur. That’s why we’ve created a step-by-step guide to get you started off on the right foot. Create your own customised budget and start working toward your goals.
Deciding to buy a house is a major decision, and it’s one that you shouldn’t rush into. Purchasing (and owning) a house requires a certain level of fiscal responsibility and management skill. If budgeting is difficult and extra spending seems to get the better of you more often than not, it may not be the […]
It’s the beginning of a new year, which for many people means new beginnings. Make a resolution this year to start a savings plan, and follow these tips to make it work! Set a Goal Understanding what you’re saving for will help you to stay focused and on track throughout your savings effort. While […]
A good credit score can help increase the success of many life events like taking out a mortgage, financing a car and more. Having a high credit score will qualify you for better interest rates and can save you more money in the long run! Credit scores clearly have a big impact on how […]
Ensuring that your kids know how to deal with money while they’re growing up gives them a much better shot at a trouble-free economic life as adults. It needn’t be a topic that you obsess over, and indeed the best the lessons your children will receive will be from observing you in your daily […]
When you were a child, you might have begun your savings small, tucking away a quid here, a quid there. Eventually, your little bank would swell enough that you could indulge in candies, toys and more. You had a goal in mind, tucked away what you could and eventually achieved your goal.
Saving money is like going on a diet: nobody likes to do it, but you feel the effort will be worth it down the line. However, these pursuits have something else in common. In both cases, working out a sustainable lifestyle rather than a binge effort can be healthier and more productive in the long […]
Many of us hear or read financial terms on a daily basis. Whether it be an advert on the tube on your commute or a brief bank message breaking up your favourite podcast, money terms are everywhere. Though the terms may sound familiar, do you know what they actually mean? Over 33% of UK residents […]