A bank overdraft is one method of paying bills if you don’t have enough money to cover expenses in your account, but it may not be the lowest cost to you. Usually, bank overdrafts are repaid in less time than other types of credit, like a personal loan. Sometimes, […]
The average United Kingdom household spent over £570 per week in the 2018 financial year.1 While this statistic doesn’t take earnings or household size into account, it’s interesting to consider where your family measures up to that number. Spending money can give you a rush, but the added space […]
There are hundreds of budget trackers available for free across the web, but sometimes your lifestyle or spending habits don’t quite match those templates. Want a way to track your budget that’s more personalised to you? You can build your own in Excel! Not sure where to start? Use our step-by-step guide to create your own budget based on your needs and start working towards your financial goals.
Sometimes after a big party or a weekend of travel, diets spiral out of control and our bodies crave some time to recover. Whether it be a juice cleanse or a diet detox of healthy meals, sometimes we just need to reset. The same thing can happen with our spending […]
Saving money is a habit we should all embrace. Obviously that means not wasting your hard-earned pounds on things that don’t provide or maintain much value. These kind of wage wasters are everywhere. Use this list to help you keep an eye out for things to avoid! 1. Bottled Water […]
Sticking to a budget has always been a challenge for generations before us, but one might argue that it’s tougher now than ever. With constant access to online shopping, one-click app purchases and quick debit card swipes, technology has made it all too easy to splurge and derail your budget. […]
In just a few short years, the number of UK citizens who reported income from self-employment has gone from the thousands to the millions — 4.66 million to be exact!1 The internet has made side hustles accessible to many and given millions the opportunity to pad their central form of income. […]
Debits, credits, liabilities, equity — there are so many terms you need to understand when taking control of your finances. Where do you even start? Accounting, or the practice of maintaining your financial accounts, is not as complicated as it may seem. This overview will help you understand all the […]