Try Our Simple Budget Worksheet!

Can You Afford to Take Out a Loan?

Before you apply for a loan, you’ll want to determine whether you can afford your payments. You can use a monthly budget worksheet like this one to figure out how much income you’ll have left over at the end of every month. If that amount is enough to cover your loan […]

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How Often Does a Banknote Change Hands?

Ever produced a particularly tatty five pound note at the till, and wondered just how many hands it’s passed through before making its way into your wallet or purse? So did we — and now we have the answer. We’ve discovered the number of people who get their hands on […]

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Money Mugshots – Who’s on my Fiver?

Although the first banknotes were issued in the UK as early as 1694, these tended to be created for the express purpose of settling bespoke debts, and as such weren’t used as everyday currency — much like we pay the odd amount with plastic these days! In the 1970s, the […]

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Short-Term Investments for Long-Term Savings

Short-Term Investments for Long-Term Savings

As the old saying goes, sometimes you should speculate to accumulate. Whatever your long-term financial goals may be — saving up the deposit for a new house or helping to set up your child with a university fund — you might find that an initial outlay in the short term […]

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How Can I Get Rid of My Debt?

5 Lesser-Known Ways to Repay Your Loans

Debt has unfortunately become a familiar problem to most of us. Every month we are plagued with loan payments that seem never-ending. But there are many different options for getting out of the money hole. Here are seven lesser-known ways to repay your loans: 1. Biweekly Payments The majority of […]

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your guide to bank loans

How Does a Bank Loan Work?

If you’re not sure how bank loans work, we’ve got some answers for you. While every bank has its own way of doing things, there are some basic features many personal loans have in common. Applying for a loan at a bank The very first step is filling out an […]

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be smart about your student loans

Is It Better to Repay Your Student Loan Early?

If you have student loans, you’re certainly not alone. Today the average student will graduate with debts exceeding £44,000, not counting the interest that will accrue later on.1 It’s only natural to want to pay off that debt as soon as possible, but surprisingly, paying off your debt early isn’t […]

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