Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative Example: Amount of credit: £1,000 for 12 months at £163.94 per month. Total repayment of £1,967.19. Interest: £967.19. Interest rate: 150% pa (fixed). 311.3% APR Representative.

Best Loans in the UK

When people search for the best loans in the UK, of course what they're ultimately looking for is the best loan for them. Loans are certainly not a "one-size fits all" product. They're designed for people of all different credit profiles and in many different situations. So to get the best loan, you need to understand the different loan types available and choose which is best for you.

Common Loan Types

Short-term Loan: You may be familiar with the concept of short-term loans, which are loans designed to be repaid over the course of one or two pay periods. These loans are best used for people in financial emergencies that need money fast and can't borrow it from friends or family.

Instalment Loan: Instalment loans are longer-term loans that generally come in larger amounts than payday loans. These loans can be repaid over a longer period of time and are often best used for debt consolidation or larger expenses like medical bills or home repairs.

Line of Credit: Lines of credit come in different forms. The most common, credit cards are lines of credit you access with your card. However, when most people talk about or search for a line of credit, they're referring to a bank or online line of credit that allows you to take draws up to a designated credit limit, only paying interest on the amount you draw. They're good to have as a safety net, or if you have irregular income.

Does On Stride Financial Offer the Best Personal Loans?

On Stride Financial offers personal instalment loans ranging from £150 – £5,000, with terms that last from six months to three years. This allows us to offer loans to a wide range of people, including people who have been looking for the best payday loans. Rather than taking out a loan for £1,000 and repaying it over one or two pay periods, On Stride Financial allows our customers to repay over six months or more.

With the ease and speed of our funding process and the top-notch customer support we strive to provide, we are happy to be considered among the best lenders in the UK. How do we know we are? Check out our customer reviews on Reviews.co.uk.

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On Stride Financial is rated out of 5 by Reviews.co.uk based on reviews