Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative Example: Amount of credit: £900 for 10 months at £162.56 per month. Total repayment of £1,625.60. Interest: £725.60. Interest rate: 140% pa (fixed). 315.4% APR Representative.
On Stride Financial offers personal loans of £150 to £5,000 to be used sensibly which may give you financial flexibility and help you achieve necessary, medium-term goals, such as fixing your car or improving your home.
Our loans, which go up to 5000 pounds, are unsecured, so you do not need collateral or a guarantor.
On Stride Financial believes that applying for funds should be as straightforward and clear as possible, so you can make the best decision for your particular situation. Once you have supplied some background application information, if eligible you'll be presented with some repayment terms, including how much you can borrow, payments you will need to make, the due dates and which APR you will receive.
Select the loan amount and term that works best for you from what is presented. If approved, the funds will be deposited straight into your bank account.
Our £5,000 loans are issued as instalment loans, with customers agreeing to make regular repayments.
When you start to look around for a £5,000 loan, it might be overwhelming to decide which provider to choose. Which offer is best will depend on your circumstances, but you should ask yourself:
Compare different lenders' answers to these questions and decide which one best suits your needs.
Any personal loan is a big financial responsibility that you should not take lightly. After getting an idea of what repayment periods and APRs are available to you, you should figure out what repayment schedule you can actually commit to.
Finding yourself unable to make payments can seriously impact your future finances, so make sure you are confident in your ability to repay over the entire course of the loan. You should also consider whether a loan is absolutely necessary – could you put off your purchase and save the money to buy it outright in the future?
On Stride Financial is rated out of 5 by Reviews.co.uk based on reviews