Warning: Late repayment can cause you serious money problems. For help, go to moneyadviceservice.org.uk.
Representative Example: Amount of credit: £1,000 for 12 months at £163.94 per month. Total repayment of £1,967.19. Interest: £967.19. Interest rate: 150% pa (fixed). 311.3% APR Representative.
On Stride Financial Loans vs. 118 118 Money
On Stride Financial and 118 118 Money offer similar loan products with a few key differences. First, On Stride Financial offers smaller amounts than 118 118 Money — if you don't want to take out £1,000+, you can apply for a smaller loan with On Stride Financial, potentially borrowing as little as £150 if that meets your need.
Second, On Stride Financial offers a wider range of repayment terms. While 118 118 Money only allows you to repay over 12, 18 or 24 months, On Stride Financial offers terms of 6 months – 3 years, depending on your application.
Finally, On Stride Financial can get you the money you need faster than 118 118 Money — within 10 minutes of approval compared to within 24 hours.
| Loan Amounts |
|---|
| 118 118 Money |
| £1,000 – £5,000 |
| On Stride Financial |
| £150 – £5,000 |
| Repayment Terms |
|---|
| 118 118 Money |
| 12, 18 or 24 months |
| On Stride Financial |
| 6 months – 3 years |
| Funding Speed |
|---|
| 118 118 Money |
| Within 24 hours of approval |
| On Stride Financial |
| Within 10 minutes of approval |
What Does On Stride Financial Offer?
On Stride Financial offers no guarantor loans up to £5,000 (note that 118 118 Money also does not require a guarantor). Approved customers can get funds fast — as quickly as 10 minutes after approval — and our customer support team is available seven days a week to answer any questions you might have. To learn more about what we offer, please visit our Rates & Terms page.
What You Need to Apply With On Stride Financial
To apply for a personal online loan with On Stride Financial, you just need to meet the minimum requirements:
Be at least 18 years old
Be a resident of the UK
Have a regular income
If you meet our requirements, you're all set to begin your application!
On Stride Financial is rated out of 5 by Reviews.co.uk based on reviews
All costs and information verified on 31 January 2019 from 118118money.com.
All comparisons above are between On Stride Financial and 118 118 Money's loan products. No comparison has been made between On Stride Financial's products and 118 118 Money's credit card product.