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Apply for a £10,000 Loan

£10,000 loans from On Stride Financial can help you take care of large expenses.

How much do you want to borrow?

How long do you want to borrow for?

Actual loan amount, APR and term may vary based on actual application details.

What to Know about £10,000 Loans

When you have a financial emergency, you may not have time to wait around for the funds you need. At On Stride Financial, we understand the urgency of important expenses. Our straightforward application and approval process lets you find out if you’re approved and get the funds you need, all with minimal stress.

Apply today for an On Stride Financial loan from £1,000 to £10,000. Loans are unsecured, with durations available of 1 to 5 years, and depending on your financial history, APR rates of 29% - 89%. Actual loan amount, APR and term may vary based on application details.

On Stride Financial is rated 4.8 out of 5 by Reviews.co.uk based on 923 reviews

How long do I have to repay On Stride Financial's £10,000 loans?

On Stride Financial's loans are always repaid on an instalment basis. This means that you'll repay the amount borrowed plus interest in a number of payments over time. We offer repayment periods of 1 to 5 years, all with monthly payments.

How can I use a £10,000 loan?

Being a relatively large amount of money, £10,000 can be used for a wide variety of purposes. It's useful to consider the reasons that you need a loan, thinking about how urgent and important those reasons are. It may be the case that you can make due with less than you originally thought!

Necessities that might require £10,000 could include urgent home renovations or an auto repair. When you're considering whether to take out a loan for such a project, you should tally up all the costs the project will entail. It might be the case that you need less than £10,000, allowing you to borrow a smaller amount. This exercise can help you in the long run — less borrowed means less to repay!

Does On Stride Financial offer instalment loans?

Yes, On Stride Financial offers instalment loans to its customers. This is because of the relatively larger loan amounts that we offer; with loans starting at £1,000 and going up to £10,000, it would be impractical for most people to repay the entire amount with their next paycheque. Instead, we offer repayment schedules that last 1 to 5 years, giving you the time and flexibility you need to make your payments while staying in control of your finances.

Are On Stride Financial's loans secured?

No, On Stride Financial offers unsecured loans. This means you do not need to offer any collateral — such as valuable objects or property — to get your loan. We also do not require a guarantor to co-sign your application or contract.

What should I consider before taking out a loan?

The most important thing to consider is whether the loan you're thinking of applying for is necessary. Agreeing to a loan is a big financial responsibility, especially if you're committing to a repayment plan that might last months or years. Before agreeing to any loan, you should look at your finances and make sure you'll be able to afford all your payments without putting yourself under extra financial pressure. If this doesn't seem possible, it's a good idea to consider alternate ways to get the funds you need — for instance, asking family or friends for assistance.

However, if you're committed to applying for an online instalment loan we think you'll be happy with what On Stride Financial is offering.

The information in this article is provided for education and informational purposes only, without any express or implied warranty of any kind, including warranties of accuracy, completeness or fitness for any particular purpose. The information in this article is not intended to be and does not constitute financial or any other advice. The information in this article is general in nature and is not specific to you the user or anyone else.